IN ONE of Jay-Z’s most controversial raps, he boasts, “I lost 30 million, so I spent another 30, because unlike MC Hammer, 30 million can’t hurt me.”
If you are not Jay Z, or someone with at least a quarter of his bank balance, it’s probably best you avoid advice like this.
Here we list five reasons why taking financial advice from rap songs could leave you broke.
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1. BELIEVING THAT RAPPERS ACTUALLY LIVE THE LIFE THEY PORTRAY IN THEIR VIDEOS
RAPPER’S ADVICE: “My life is like a movie” – Jim Jones
EXPOSED:
I hate to break it to you, but on many occasions when the director shouts “cut,” the pretty girls, rented sports cars and yachts are all returned to their rightful owners.
Trying to recreate this lifestyle, when your means won’t allow, will leave you broke, desolate and probably single.
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2. LIVING BEYOND YOUR MEANS
RAPPER’S ADVICE: “Forget maintaining I got to keep balling!” – Rick Ross
EXPOSED:
‘Champagne living’ on a Ribena budget has led many astray. Just because your favorite rapper, who is probably earning, or appears to be earning, 10 times what you do, encourages you to drink a £400 bottle of champagne, it doesn’t mean you have to!
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3. BUYING A LAMBORGHINI WHEN YOU CAN ONLY REALLY AFFORD A CORSA
RAPPER’S ADVICE: “Blowin dro (weed) on 24's, that’s how all my partners roll” – T.I
EXPOSED:
As much as T.I and friends might tell you about their costly 24-inch rims, which retail for up to $10,000 each, you must consider your investments more wisely if your world is your Oyster Card. Real talk.
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4. NOT ALL THAT GLITTERS IS GOLD
RAPPER’S ADVICE: “I got like platinum and white gold, traditional gold. I'm changin' grillz everyday, like Jay change clothes” – Nelly
EXPOSED:
Rapper Lil’ Wayne once boasted that his $150,000 platinum and diamond teeth could stand up to 500 degrees. Therefore they are only useful to fire-eaters and rappers. If you are neither, it’s pointless. Simple.
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5. WORK HARD FOR YOUR MONEY OR SUFFER THE CONSEQUENCES
RAPPER’S ADVICE: “"Hustle hard, money stack, sell that dope, sell that crack, sell that pack, sell that Gat, sell that P, holla back!" –50 Cent
EXPOSED:
We understand that times can be hard, but following 50 Cent’s advice here can not only leave you broke, but land you in jail.
You want the £400 bottle of champagne and the Lamborghini? Earn it – legally.
That said, there’s no denying that many rappers work hard for their money and have earned all that comes with the lavish lifestyle they lead.